Calculate BAH (Active Duty) & MHA (GI Bill) Rates for All Locations
The Basic Allowance for Housing (BAH) is a U.S. military benefit given to service members to provide housing compensation when government quarters are not provided. The Monthly Housing Allowance (MHA) is the GI Bill benefit that provides housing funds to veterans attending school.
BAH rates are based on:
The Department of Defense has announced the following changes for 2025:
MHA for the GI Bill is based on:
BAH Rates: Effective January 1 through December 31 each year
MHA Rates: Effective August 1 through July 31 each year (aligned with academic year)
There are several special circumstances that affect housing allowances:
Q: When do BAH rates change?
A: Annually on January 1st.
Q: What if I'm stationed overseas?
A: You'll receive OHA (Overseas Housing Allowance) instead of BAH.
Q: How is MHA paid?
A: Directly to you at the beginning of each month.
Q: Do online students get MHA?
A: Yes, but at 50% of the national average rate.
Q: Are BAH and MHA taxable?
A: No, both are non-taxable allowances.
Q: Can I receive both BAH and MHA?
A: Generally no, with some exceptions for reservists.
Have questions about military housing allowances? Our team of veterans and military benefits experts is here to help you understand your housing benefits.
For questions about using our calculator or interpreting results:
Email: support@gibillcalculators.com
Phone: (800) 555-1234
For specific questions about your military benefits:
BAH: Contact your base finance office
MHA: VA Education Benefits: 1-888-442-4551